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	<id>https://wiki.hattrick.org/api.php?action=feedcontributions&amp;feedformat=atom&amp;user=Sailsa</id>
	<title>Hattrick - User contributions [en]</title>
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	<updated>2026-09-16T08:33:32Z</updated>
	<subtitle>User contributions</subtitle>
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	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=30550</id>
		<title>Accountant</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=30550"/>
		<updated>2006-06-29T18:44:39Z</updated>

		<summary type="html">&lt;p&gt;Sailsa: /* 3. Interest Table */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Economists are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the [[Updates#Weekly_Update|financial update]] in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== 1. Credit Interest (positive balance) ===&lt;br /&gt;
For a positive balance, the interest rate is calculated like this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest rate = 0.3% * SQRT([amount of economists])&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
hence&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = 100 * FLOOR(0.003 * SQRT([amount of economists]) * [money on account] / 100)&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!-- &lt;br /&gt;
Unfortunately the math package is not installed properly. Once this works, these formulas should be used:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest rate = 0.3% * \sqrt{[amount of economists]}&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest = 0.3% * \sqrt{[amount of economists]} * [money on account]&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
--&amp;gt;&lt;br /&gt;
It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.&lt;br /&gt;
&lt;br /&gt;
The maximum interest is 100.000 €; this is why you start needing less economists when your account reaches 10.944.444 €&lt;br /&gt;
&lt;br /&gt;
=== 2. Debit Interest (negative balance) ===&lt;br /&gt;
The interest profit for a negative balance is 20% of the interest paid the week before. If you had -150.000 on your bank account the week before, you paid 5% = 7500 € interest and the economist can generate 1500 € profit from this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,05 * 0,2&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,01&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
2 economists can save 30% of the paid interest in the previous week:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,05 * 0,3&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,015&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
So remember to fire the economist/s &#039;&#039;after&#039;&#039; the next update, as they will get you a profit, even if you made it out of the negative balance with this next update.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
=== 3. Interest Table ===&lt;br /&gt;
The table below shows how many economists you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them &amp;amp;mdash; if you hire an economist with a balance of e.g. 550.000 €, it will take a very long time until you&#039;ve earned the 1500 € compensation: &lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;100 * FLOOR(0.3% * SQRT(1) * 550000 / 100) = 1600&amp;lt;/span&amp;gt; &amp;lt;!-- once math package works, use this: &amp;lt;math&amp;gt;0.3% * \sqrt{1} * 550000 = 1650&amp;lt;/math&amp;gt; --&amp;gt;. &lt;br /&gt;
&lt;br /&gt;
Hence, you make 100 € profit each week after costs for the economist, so in 15 weeks you have earned the compensation, in 16 weeks you make the first profit. In other words, economists are good if you save money longer term. Economists can be a waste of money if you maintain your balance only for a short time.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;5&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists needed&lt;br /&gt;
! Minimum balance&lt;br /&gt;
! Maximum balance&lt;br /&gt;
! Note&lt;br /&gt;
|-&lt;br /&gt;
|2 || --- || -350.000 €&lt;br /&gt;
|-&lt;br /&gt;
|1 || -350.000 € || -200.000 €&lt;br /&gt;
|-&lt;br /&gt;
|0 || -200.000 € || 500.000 €&lt;br /&gt;
|-&lt;br /&gt;
|1 || 500.000 € || 1.300.000 €&lt;br /&gt;
|-&lt;br /&gt;
|2 || 1.300.000 € || 1.550.000 €&lt;br /&gt;
|-&lt;br /&gt;
|3 || 1.550.000 € || 2.000.000 €&lt;br /&gt;
|-&lt;br /&gt;
|4 || 2.000.000 € || 2.150.000 €&lt;br /&gt;
|-&lt;br /&gt;
|5 || 2.150.000 € || 2.500.000 €&lt;br /&gt;
|-&lt;br /&gt;
|8 || 2.500.000 € || 3.100.000 €&lt;br /&gt;
|-&lt;br /&gt;
|10 || 3.100.000 € || 10.950.000 €&lt;br /&gt;
|-&lt;br /&gt;
|9 || 10.950.000 € || 11.590.000 € || 100.000 interest reached, so fewer economists are needed&lt;br /&gt;
|-&lt;br /&gt;
|8 || 11.590.000 € || 12.475.000 €&lt;br /&gt;
|-&lt;br /&gt;
|7 || 12.475.000 € || 13.500.000 €&lt;br /&gt;
|-&lt;br /&gt;
|6 || 13.500.000 € || 14.710.000 €&lt;br /&gt;
|-&lt;br /&gt;
|5 || 14.710.000 € || 16.425.000 €&lt;br /&gt;
|-&lt;br /&gt;
|4 || 16.425.000 € || 18.955.000 €&lt;br /&gt;
|-&lt;br /&gt;
|3 || 18.955.000 € || 23.465.000 €&lt;br /&gt;
|-&lt;br /&gt;
|2 || 23.465.000 € || 32.840.000 €&lt;br /&gt;
|-&lt;br /&gt;
|1 || 32.840.000 € || --- €&lt;br /&gt;
|}&lt;/div&gt;</summary>
		<author><name>Sailsa</name></author>
	</entry>
	<entry>
		<id>https://wiki.hattrick.org/index.php?title=National_teams&amp;diff=29981</id>
		<title>National teams</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=National_teams&amp;diff=29981"/>
		<updated>2006-06-20T17:51:20Z</updated>

		<summary type="html">&lt;p&gt;Sailsa: /* National Teams */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;National Teams consist of the best [[players]], in the opinion of the National Coaches, from each [[Countries|country]] in two categories: The U20 national teams, which are for players up to 20 only, and the Senior national teams for all Hattrick players.&lt;br /&gt;
&lt;br /&gt;
== U20 National Teams ==&lt;br /&gt;
&lt;br /&gt;
U20 National Teams consist only of players &#039;&#039;below&#039;&#039; 21 years of age from (born in) the national team&#039;s country. In most countries, only the players that are [[Youth|pulled]] as 17 year olds in the first weeks of the [[season]] stand a chance to be [[Training|trained]] to a high enough level to be selected before they turn 21.  In large countries, this often means only players who are aged 17, with an excellent main skill pulled on the very first week of the season are suitable U20 material.  As such [[Week 1 excellent]] players are highly prized, and are sold for incredibly high prices.&lt;br /&gt;
&lt;br /&gt;
The U20&#039;s national coach is elected every two seasons by the [[user|users]] of the country the team is from.&lt;br /&gt;
&lt;br /&gt;
== National Teams ==&lt;br /&gt;
&lt;br /&gt;
National Teams are able to select players of any age, as long as they are of the same nationality as the National Team. The skill level required for a player to make it into the national team differ from country to country, and is primarily based on the age and size of the country in Hattrick. In the larger countries a player typically needs to be near [[divine]] in one of his [[Skills|primary skills]] in order to make it.&lt;br /&gt;
&lt;br /&gt;
The Senior Team&#039;s national coach is elected every two seasons by the users of the country the team is from;  the election is staggered to happen on different seasons than the U-20 elections.&lt;br /&gt;
&lt;br /&gt;
== National Team Database ==&lt;br /&gt;
The &#039;&#039;&#039;[[National Team Database]]&#039;&#039;&#039; is the website that most national team managers use to keep track of their national players pool.&lt;/div&gt;</summary>
		<author><name>Sailsa</name></author>
	</entry>
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