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	<id>https://wiki.hattrick.org/api.php?action=feedcontributions&amp;feedformat=atom&amp;user=Theilert</id>
	<title>Hattrick - User contributions [en]</title>
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	<updated>2026-09-16T03:21:15Z</updated>
	<subtitle>User contributions</subtitle>
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	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Maptrick&amp;diff=103178</id>
		<title>Maptrick</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Maptrick&amp;diff=103178"/>
		<updated>2008-08-29T13:48:49Z</updated>

		<summary type="html">&lt;p&gt;Theilert: /* Recent History */ wikilink&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&#039;&#039;&#039;Maptrick&#039;&#039;&#039; is a website that shows the full history of all leagues and current waiting lists to join.  It is also helpful in predicting the next countries to join the Hattrick family.  Maptrick has features such as the Coolness rating, the Hall of Cool and a Challenge Suggester, all of which are tools commonly used by [[Flag chasing|flag chasers]].  &lt;br /&gt;
&lt;br /&gt;
==Recent History==&lt;br /&gt;
&#039;&#039;This section documents a current event.  As a result, the information is subject to change in the near future.&#039;&#039;&lt;br /&gt;
&lt;br /&gt;
At the end of January 2007, author [[CHPP-ste1n]] announced his resignation from the game, and the transfer of website administration to [[HT-Thomas]], due to lack of time.  On September 18, 2007, the site was effectively cut away from the World Wide Web by the IT staff of the University of Amsterdam (where the website was hosted), by only allowing access to the webserver from University IP addresses. Since the site had not completely been transferred to the care of HT-Thomas yet, another hosting solution had to be found. Fortunately, [[weird_ed]] of [[Alltid Hattrick]] stepped in instead, and is in the process of installing Maptrick on Alltid servers.&lt;br /&gt;
&lt;br /&gt;
==External Links==&lt;br /&gt;
[http://maptrick.nl.eu.org/~laszlo/ Maptrick] This one is not working (yet?).&lt;br /&gt;
&lt;br /&gt;
[http://staff.science.uva.nl/~lhoek/coolness.php Maptrick Coolness] This link is currently (still?) working, but not complete up to date with new added countries in HT.&lt;br /&gt;
{{stub}}&lt;br /&gt;
[[Category: Helper Applications]]&lt;/div&gt;</summary>
		<author><name>Theilert</name></author>
	</entry>
	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=87018</id>
		<title>Accountant</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=87018"/>
		<updated>2008-02-02T13:59:55Z</updated>

		<summary type="html">&lt;p&gt;Theilert: /* Debit Interest (negative balance) */ With 2 econ.: I got 3.700 € in interest income, of 13.407 € in int. exp. So the rent is betw. 27,6% - 28,34%. Next Week: 2.900€ of 10.254€ (betw.28,28%-29,26%).&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Economists are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the [[Updates#Weekly_Update|financial update]] in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Credit Interest (positive balance)==&lt;br /&gt;
For a positive balance, the interest rate is calculated like this (as of 22/07/2007):&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest rate = 0.0375% * SQRT([amount of economists])&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
hence&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = 100 * FLOOR(0.000375 * SQRT([amount of economists]) * [money on account] / 100)&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!-- &lt;br /&gt;
Unfortunately the math package is not installed properly. Once this works, these formulas should be used:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest rate = 0.0375% * \sqrt{[amount of economists]}&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest = 0.0375% * \sqrt{[amount of economists]} * [money on account]&amp;lt;/math&amp;gt;&lt;br /&gt;
--&amp;gt;&lt;br /&gt;
That gives the following interest rates for numbers of economists:&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;2&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists&lt;br /&gt;
! interest rate in percent&lt;br /&gt;
|-&lt;br /&gt;
|0 || 0&lt;br /&gt;
|-&lt;br /&gt;
|1 || 0.0375&lt;br /&gt;
|-&lt;br /&gt;
|2 || 0.0525&lt;br /&gt;
|-&lt;br /&gt;
|3 || 0.065&lt;br /&gt;
|-&lt;br /&gt;
|4 || 0.075&lt;br /&gt;
|-&lt;br /&gt;
|5 || 0.08375&lt;br /&gt;
|-&lt;br /&gt;
|6 || 0.09125&lt;br /&gt;
|-&lt;br /&gt;
|7 || 0.09875&lt;br /&gt;
|-&lt;br /&gt;
|8 || 0.10625&lt;br /&gt;
|-&lt;br /&gt;
|9 || 0.1125&lt;br /&gt;
|-&lt;br /&gt;
|10 || 0.11875&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.&lt;br /&gt;
&lt;br /&gt;
The maximum interest is 25,000 €&lt;br /&gt;
&lt;br /&gt;
== Debit Interest (negative balance) ==&lt;br /&gt;
If you had -225.000 € on your bank account the previous week, you paid 3,33% = 7.500 € in interest expenses.&lt;br /&gt;
&lt;br /&gt;
With 1 economist you can generate 20% = 1.500 €  in interest income from this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,2&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,00666&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
Bear in mind that if your bank account states -224.000 €, you will only get 1.400 € in interest income, because it will round down to the nearest hundred €uro! Economist expenses will then be higher than interest income, and it will not be profitable to hire any economists.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
2 economists can save between; 28,28%&amp;amp;ndash;28,34% &amp;amp;asymp; 28,3%, of the paid interest in the previous week:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,283&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0094239&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
With the example over you will generate 2.100 € in interest income. Economist expenses will be 3.000 €, so it will not be profitable to hire more than one economist. Here too it will round down to the nearest hundred €uro.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
* If you make it out of the negative balance with the next update, remember to fire the economist(s) &#039;&#039;&#039;after&#039;&#039;&#039; this update, as they have already given you a profit.&lt;br /&gt;
&lt;br /&gt;
* Always remember that &#039;&#039;&#039;firing&#039;&#039;&#039; an economist will cost you 1.500 €.&lt;br /&gt;
&lt;br /&gt;
==Interest Table==&lt;br /&gt;
The table below shows how many economists you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them. &lt;br /&gt;
&lt;br /&gt;
Hence, you make 100 € profit each week after costs for the economist, so in 15 weeks you have earned the compensation, in 16 weeks you make the first profit. In other words, economists are good if you save money longer term. Economists can be a waste of money if you maintain your balance only for a short time.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;5&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists needed&lt;br /&gt;
! Minimum balance&lt;br /&gt;
! Maximum balance&lt;br /&gt;
! Note&lt;br /&gt;
|-&lt;br /&gt;
|1 || 4 M€ || 10 M€&lt;br /&gt;
|-&lt;br /&gt;
|2 || 10 M€ || 13 M€&lt;br /&gt;
|-&lt;br /&gt;
|3 || 13 M€ || 15 M€&lt;br /&gt;
|-&lt;br /&gt;
|4 || 15 M€ || 17 M€&lt;br /&gt;
|-&lt;br /&gt;
|5 || 17 M€ || 19 M€&lt;br /&gt;
|-&lt;br /&gt;
|6 || 19 M€ || 21 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 21 M€ || 22 M€&lt;br /&gt;
|-&lt;br /&gt;
|8 || 22 M€ || 24 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 24 M€ || 26 M€ || at this point, you&#039;ll need fewer economists&lt;br /&gt;
|-&lt;br /&gt;
|6 || 26 M€ || 29 M€ &lt;br /&gt;
|-&lt;br /&gt;
|5 || 29 M€ || 32 M€ &lt;br /&gt;
|-&lt;br /&gt;
|4 || 32 M€ || 37 M€  &lt;br /&gt;
|-&lt;br /&gt;
|3 || 37 M€ || 45 M€  &lt;br /&gt;
|-&lt;br /&gt;
|2 || 45 M€ || 63 M€ &lt;br /&gt;
|-&lt;br /&gt;
|1 || 63 M€ || - || maximum interest reached at 67 M€ (23500 € per week so 25000 - 1500 (salary))&lt;br /&gt;
|}&lt;br /&gt;
[[Category: Game Concepts]]&lt;/div&gt;</summary>
		<author><name>Theilert</name></author>
	</entry>
	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=86018</id>
		<title>Accountant</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=86018"/>
		<updated>2008-01-19T13:23:45Z</updated>

		<summary type="html">&lt;p&gt;Theilert: /* Debit Interest (negative balance) */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Economists are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the [[Updates#Weekly_Update|financial update]] in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Credit Interest (positive balance)==&lt;br /&gt;
For a positive balance, the interest rate is calculated like this (as of 22/07/2007):&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest rate = 0.0375% * SQRT([amount of economists])&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
hence&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = 100 * FLOOR(0.000375 * SQRT([amount of economists]) * [money on account] / 100)&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!-- &lt;br /&gt;
Unfortunately the math package is not installed properly. Once this works, these formulas should be used:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest rate = 0.0375% * \sqrt{[amount of economists]}&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest = 0.0375% * \sqrt{[amount of economists]} * [money on account]&amp;lt;/math&amp;gt;&lt;br /&gt;
--&amp;gt;&lt;br /&gt;
That gives the following interest rates for numbers of economists:&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;2&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists&lt;br /&gt;
! interest rate in percent&lt;br /&gt;
|-&lt;br /&gt;
|0 || 0&lt;br /&gt;
|-&lt;br /&gt;
|1 || 0.0375&lt;br /&gt;
|-&lt;br /&gt;
|2 || 0.0525&lt;br /&gt;
|-&lt;br /&gt;
|3 || 0.065&lt;br /&gt;
|-&lt;br /&gt;
|4 || 0.075&lt;br /&gt;
|-&lt;br /&gt;
|5 || 0.08375&lt;br /&gt;
|-&lt;br /&gt;
|6 || 0.09125&lt;br /&gt;
|-&lt;br /&gt;
|7 || 0.09875&lt;br /&gt;
|-&lt;br /&gt;
|8 || 0.10625&lt;br /&gt;
|-&lt;br /&gt;
|9 || 0.1125&lt;br /&gt;
|-&lt;br /&gt;
|10 || 0.11875&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.&lt;br /&gt;
&lt;br /&gt;
The maximum interest is 25,000 €&lt;br /&gt;
&lt;br /&gt;
== Debit Interest (negative balance) ==&lt;br /&gt;
If you had -225.000 € on your bank account the previous week, you paid 3,33 % = 7.500 € in interest expenses.&lt;br /&gt;
&lt;br /&gt;
With 1 economist you can generate 20 % = 1.500 €  in interest income from this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,2&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,00666&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
Bear in mind that if your bank account states -224.000 €, you will only get 1.400 € in interest income, because it will round down to the nearest hundred! Economist expenses will then be higher than interest income, and it will not be profitable to hire any economists.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
2 economists can save &amp;amp;asymp;30 % of the paid interest in the previous week:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,3&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,00999&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
With the example over you will generate 2.250 € in interest income. Economist expenses will be 3.000 €, so it will not be profitable to hire more than one economist.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
If you make it out of the negative balance with the next update, remember to fire the economist(s) &#039;&#039;after&#039;&#039; this update, as they have already given you a profit. Also remember that firing an economist will cost you 1.500 €.&lt;br /&gt;
&lt;br /&gt;
==Interest Table==&lt;br /&gt;
The table below shows how many economists you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them. &lt;br /&gt;
&lt;br /&gt;
Hence, you make 100 € profit each week after costs for the economist, so in 15 weeks you have earned the compensation, in 16 weeks you make the first profit. In other words, economists are good if you save money longer term. Economists can be a waste of money if you maintain your balance only for a short time.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;5&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists needed&lt;br /&gt;
! Minimum balance&lt;br /&gt;
! Maximum balance&lt;br /&gt;
! Note&lt;br /&gt;
|-&lt;br /&gt;
|1 || 4 M€ || 10 M€&lt;br /&gt;
|-&lt;br /&gt;
|2 || 10 M€ || 13 M€&lt;br /&gt;
|-&lt;br /&gt;
|3 || 13 M€ || 15 M€&lt;br /&gt;
|-&lt;br /&gt;
|4 || 15 M€ || 17 M€&lt;br /&gt;
|-&lt;br /&gt;
|5 || 17 M€ || 19 M€&lt;br /&gt;
|-&lt;br /&gt;
|6 || 19 M€ || 21 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 21 M€ || 22 M€&lt;br /&gt;
|-&lt;br /&gt;
|8 || 22 M€ || 24 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 24 M€ || 26 M€ || at this point, you&#039;ll need fewer economists&lt;br /&gt;
|-&lt;br /&gt;
|6 || 26 M€ || 29 M€ &lt;br /&gt;
|-&lt;br /&gt;
|5 || 29 M€ || 32 M€ &lt;br /&gt;
|-&lt;br /&gt;
|4 || 32 M€ || 37 M€  &lt;br /&gt;
|-&lt;br /&gt;
|3 || 37 M€ || 45 M€  &lt;br /&gt;
|-&lt;br /&gt;
|2 || 45 M€ || 63 M€ &lt;br /&gt;
|-&lt;br /&gt;
|1 || 63 M€ || - || maximum interest reached at 67 M€ (23500 € per week so 25000 - 1500 (salary))&lt;br /&gt;
|}&lt;br /&gt;
[[Category: Game Concepts]]&lt;/div&gt;</summary>
		<author><name>Theilert</name></author>
	</entry>
	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=86017</id>
		<title>Accountant</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=86017"/>
		<updated>2008-01-19T13:12:11Z</updated>

		<summary type="html">&lt;p&gt;Theilert: /* Debit Interest (negative balance) */ I got 1.200 € in interest income (with 1 econ.), so this mean they round down the income!&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Economists are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the [[Updates#Weekly_Update|financial update]] in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Credit Interest (positive balance)==&lt;br /&gt;
For a positive balance, the interest rate is calculated like this (as of 22/07/2007):&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest rate = 0.0375% * SQRT([amount of economists])&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
hence&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = 100 * FLOOR(0.000375 * SQRT([amount of economists]) * [money on account] / 100)&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!-- &lt;br /&gt;
Unfortunately the math package is not installed properly. Once this works, these formulas should be used:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest rate = 0.0375% * \sqrt{[amount of economists]}&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest = 0.0375% * \sqrt{[amount of economists]} * [money on account]&amp;lt;/math&amp;gt;&lt;br /&gt;
--&amp;gt;&lt;br /&gt;
That gives the following interest rates for numbers of economists:&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;2&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists&lt;br /&gt;
! interest rate in percent&lt;br /&gt;
|-&lt;br /&gt;
|0 || 0&lt;br /&gt;
|-&lt;br /&gt;
|1 || 0.0375&lt;br /&gt;
|-&lt;br /&gt;
|2 || 0.0525&lt;br /&gt;
|-&lt;br /&gt;
|3 || 0.065&lt;br /&gt;
|-&lt;br /&gt;
|4 || 0.075&lt;br /&gt;
|-&lt;br /&gt;
|5 || 0.08375&lt;br /&gt;
|-&lt;br /&gt;
|6 || 0.09125&lt;br /&gt;
|-&lt;br /&gt;
|7 || 0.09875&lt;br /&gt;
|-&lt;br /&gt;
|8 || 0.10625&lt;br /&gt;
|-&lt;br /&gt;
|9 || 0.1125&lt;br /&gt;
|-&lt;br /&gt;
|10 || 0.11875&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.&lt;br /&gt;
&lt;br /&gt;
The maximum interest is 25,000 €&lt;br /&gt;
&lt;br /&gt;
== Debit Interest (negative balance) ==&lt;br /&gt;
If you had -225.000 € on your bank account the previous week, you paid &amp;lt;sup&amp;gt;&amp;lt;small&amp;gt;1&amp;lt;/small&amp;gt;&amp;lt;/sup&amp;gt;/&amp;lt;sub&amp;gt;&amp;lt;small&amp;gt;30&amp;lt;/small&amp;gt;&amp;lt;/sub&amp;gt; % = 7.500 € (&amp;amp;asymp;3,33 %) in interest expenses.&lt;br /&gt;
&lt;br /&gt;
With 1 economist you can generate 20 % = 1.500 €  in interest income from this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] / 30 * 0,2&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] / 150&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
Bear in mind that if your bank account states -224.000 €, you will only get 1.400 € in interest income, because it will round down to the nearest hundred! Economist expenses will then be higher than interest income, and it will not be profitable to hire any economists.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
2 economists can save &amp;amp;asymp;30 % of the paid interest in the previous week:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] / 30 * 0,3&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] / 100&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
With the example over you will generate 2.250 € in interest income. Economist expenses will be 3.000 €, so it will not be profitable to hire more than one economist.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
If you make it out of the negative balance with the next update, remember to fire the economist(s) &#039;&#039;after&#039;&#039; this update, as they have already given you a profit. Also remember that firing an economist will cost you 1.500 €.&lt;br /&gt;
&lt;br /&gt;
==Interest Table==&lt;br /&gt;
The table below shows how many economists you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them. &lt;br /&gt;
&lt;br /&gt;
Hence, you make 100 € profit each week after costs for the economist, so in 15 weeks you have earned the compensation, in 16 weeks you make the first profit. In other words, economists are good if you save money longer term. Economists can be a waste of money if you maintain your balance only for a short time.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;5&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists needed&lt;br /&gt;
! Minimum balance&lt;br /&gt;
! Maximum balance&lt;br /&gt;
! Note&lt;br /&gt;
|-&lt;br /&gt;
|1 || 4 M€ || 10 M€&lt;br /&gt;
|-&lt;br /&gt;
|2 || 10 M€ || 13 M€&lt;br /&gt;
|-&lt;br /&gt;
|3 || 13 M€ || 15 M€&lt;br /&gt;
|-&lt;br /&gt;
|4 || 15 M€ || 17 M€&lt;br /&gt;
|-&lt;br /&gt;
|5 || 17 M€ || 19 M€&lt;br /&gt;
|-&lt;br /&gt;
|6 || 19 M€ || 21 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 21 M€ || 22 M€&lt;br /&gt;
|-&lt;br /&gt;
|8 || 22 M€ || 24 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 24 M€ || 26 M€ || at this point, you&#039;ll need fewer economists&lt;br /&gt;
|-&lt;br /&gt;
|6 || 26 M€ || 29 M€ &lt;br /&gt;
|-&lt;br /&gt;
|5 || 29 M€ || 32 M€ &lt;br /&gt;
|-&lt;br /&gt;
|4 || 32 M€ || 37 M€  &lt;br /&gt;
|-&lt;br /&gt;
|3 || 37 M€ || 45 M€  &lt;br /&gt;
|-&lt;br /&gt;
|2 || 45 M€ || 63 M€ &lt;br /&gt;
|-&lt;br /&gt;
|1 || 63 M€ || - || maximum interest reached at 67 M€ (23500 € per week so 25000 - 1500 (salary))&lt;br /&gt;
|}&lt;br /&gt;
[[Category: Game Concepts]]&lt;/div&gt;</summary>
		<author><name>Theilert</name></author>
	</entry>
	<entry>
		<id>https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=85702</id>
		<title>Accountant</title>
		<link rel="alternate" type="text/html" href="https://wiki.hattrick.org/index.php?title=Accountant&amp;diff=85702"/>
		<updated>2008-01-14T22:52:53Z</updated>

		<summary type="html">&lt;p&gt;Theilert: /* Debit Interest (negative balance) */ My balance was -193.117 €, and it gave me 6.430,8 € in interest expenses. So the new debit rent is 3,33 %.&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;Economists are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the [[Updates#Weekly_Update|financial update]] in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Credit Interest (positive balance)==&lt;br /&gt;
For a positive balance, the interest rate is calculated like this (as of 22/07/2007):&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest rate = 0.0375% * SQRT([amount of economists])&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
hence&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = 100 * FLOOR(0.000375 * SQRT([amount of economists]) * [money on account] / 100)&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!-- &lt;br /&gt;
Unfortunately the math package is not installed properly. Once this works, these formulas should be used:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest rate = 0.0375% * \sqrt{[amount of economists]}&amp;lt;/math&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;math&amp;gt;interest = 0.0375% * \sqrt{[amount of economists]} * [money on account]&amp;lt;/math&amp;gt;&lt;br /&gt;
--&amp;gt;&lt;br /&gt;
That gives the following interest rates for numbers of economists:&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;2&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists&lt;br /&gt;
! interest rate in percent&lt;br /&gt;
|-&lt;br /&gt;
|0 || 0&lt;br /&gt;
|-&lt;br /&gt;
|1 || 0.0375&lt;br /&gt;
|-&lt;br /&gt;
|2 || 0.0525&lt;br /&gt;
|-&lt;br /&gt;
|3 || 0.065&lt;br /&gt;
|-&lt;br /&gt;
|4 || 0.075&lt;br /&gt;
|-&lt;br /&gt;
|5 || 0.08375&lt;br /&gt;
|-&lt;br /&gt;
|6 || 0.09125&lt;br /&gt;
|-&lt;br /&gt;
|7 || 0.09875&lt;br /&gt;
|-&lt;br /&gt;
|8 || 0.10625&lt;br /&gt;
|-&lt;br /&gt;
|9 || 0.1125&lt;br /&gt;
|-&lt;br /&gt;
|10 || 0.11875&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.&lt;br /&gt;
&lt;br /&gt;
The maximum interest is 25,000 €&lt;br /&gt;
&lt;br /&gt;
==Debit Interest (negative balance)==&lt;br /&gt;
If you had -225.000 on your bank account the previous week, you paid 3,33 % = 7.500 € in interest expenses.&lt;br /&gt;
&lt;br /&gt;
With 1 economist you can generate 20 % = 1.500 € in profit from this:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,2&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0667&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
2 economists can save ~30% of the paid interest in the previous week:&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,0333 * 0,3&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
or&lt;br /&gt;
&lt;br /&gt;
&amp;lt;span style=&amp;quot;color:#3A5FCD&amp;quot;&amp;gt;interest = [money on account in previous week] * 0,1&amp;lt;/span&amp;gt;&lt;br /&gt;
&lt;br /&gt;
If you make it out of the negative balance with the next update, remember to fire the economist(s) &#039;&#039;after&#039;&#039; this update, as they have already given you a profit.&lt;br /&gt;
&lt;br /&gt;
==Interest Table==&lt;br /&gt;
The table below shows how many economists you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them. &lt;br /&gt;
&lt;br /&gt;
Hence, you make 100 € profit each week after costs for the economist, so in 15 weeks you have earned the compensation, in 16 weeks you make the first profit. In other words, economists are good if you save money longer term. Economists can be a waste of money if you maintain your balance only for a short time.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{| border=&amp;quot;1&amp;quot; cellspacing=&amp;quot;0&amp;quot; cellpadding=&amp;quot;5&amp;quot; style=&amp;quot;border-collapse:collapse;&amp;quot;&lt;br /&gt;
! economists needed&lt;br /&gt;
! Minimum balance&lt;br /&gt;
! Maximum balance&lt;br /&gt;
! Note&lt;br /&gt;
|-&lt;br /&gt;
|1 || 4 M€ || 10 M€&lt;br /&gt;
|-&lt;br /&gt;
|2 || 10 M€ || 13 M€&lt;br /&gt;
|-&lt;br /&gt;
|3 || 13 M€ || 15 M€&lt;br /&gt;
|-&lt;br /&gt;
|4 || 15 M€ || 17 M€&lt;br /&gt;
|-&lt;br /&gt;
|5 || 17 M€ || 19 M€&lt;br /&gt;
|-&lt;br /&gt;
|6 || 19 M€ || 21 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 21 M€ || 22 M€&lt;br /&gt;
|-&lt;br /&gt;
|8 || 22 M€ || 24 M€&lt;br /&gt;
|-&lt;br /&gt;
|7 || 24 M€ || 26 M€ || at this point, you&#039;ll need fewer economists&lt;br /&gt;
|-&lt;br /&gt;
|6 || 26 M€ || 29 M€ &lt;br /&gt;
|-&lt;br /&gt;
|5 || 29 M€ || 32 M€ &lt;br /&gt;
|-&lt;br /&gt;
|4 || 32 M€ || 37 M€  &lt;br /&gt;
|-&lt;br /&gt;
|3 || 37 M€ || 45 M€  &lt;br /&gt;
|-&lt;br /&gt;
|2 || 45 M€ || 63 M€ &lt;br /&gt;
|-&lt;br /&gt;
|1 || 63 M€ || - || maximum interest reached at 67 M€ (23500 € per week so 25000 - 1500 (salary))&lt;br /&gt;
|}&lt;br /&gt;
[[Category: Game Concepts]]&lt;/div&gt;</summary>
		<author><name>Theilert</name></author>
	</entry>
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