You need money to run your club. You pay the expenses and collect the income of the week every weekend. The exact time varies by league - check the league events for when your league occurs. The "Economy" page shows your budget for this week and last week's financial status. Note that all your income and expenses during the week are stacked and drawn from your account each weekend. For example, if you buy a player from the transfer list for 10 000 US$ the player is accessible immediately, the "temporary costs" entry is increased by 10 000 US$ but you still have the money in your account, for the time being. This also goes for income from attendance, which is paid a week after the entry (payment for cup matches is delayed by half a week).
There's nothing to keep you from spending money even if your balance is zero. You have a line of credit for 500 000 US$ at the bank, but you're going to have to pay some heavy interest on this borrowed money. If you run up debts amounting to 500 000 US$ you'll be given a bankruptcy warning and, as a result, you'll have severely limited access to Hattrick. If you do not return your balance to within the 500 000 US$ debt limit within one week of your bankruptcy warning, you may be forced to leave the Hattrick series system! However, long before you reach this limit your interest costs will have become insurmountable, so stay clear of that limit! Also remember that economists don't credit interest over 500 000 US$, so don't count on them saving you.
Besides, you won't be allowed to purchase players if this will push your debts over 200 000 US$. When you're about to place a bid the program will take into consideration other bids you've placed, and what's been offered for your own players listed for transfer.
In other words, think twice before you get yourself into debt!
This is what the budget entries mean:
Income from sponsors: Keep good relations with your sponsors and it will earn you a higher income. Income from attendance: Have you played a home match last round and/or had a match Wednesday? For details on how attendance income is calculated, look at the chapter The Arena. Financial income: Only for those with an economist on the payroll. (Really you need lots of money in the bank or huge debts to profit from hiring an economist). Economists can only help up to the point of bankruptcy, after that you're on your own. Temporary income: Some things give you extra income during the week, particularly player sales, but also membership fees from new supporters (they pay 30 US$ a person) may come in. Costs for the squad: Each week you pay a sum of money for each player. This includes travelling costs, match kits, and the player's salary. This will cost you 500 US$ plus a certain amount based on his skills and age. Players who are playing abroad cost their clubs an extra 20%. Additional staff: Your specialists cost 1 500 US$ per person per week. Arena costs: The running and servicing of your arena - see next chapter. Note that this is a sum you pay every week regardless of whether you're at home or away. Investments in your youth squad: None, small, medium or large Interest costs: Only if you've run up debts. Temporary costs: Besides the purchasing of players, changing coaches, firing specialists, moving up junior players etc. costs money. All the week's one-off costs are accumulated here. At the end of every season the sponsors hand out a bonus if their club has done well enough. Money is handed out to first, second, third, and fourth place. How much depends on your place and how high up you are in the league system:
Division I.........750 000 US$......495 000 US$......375 000 US$......188 000 US$
Division II........550 000 US$......360 000 US$......270 000 US$......135 000 US$
Division III.......375 000 US$......240 000 US$......180 000 US$.......90 000 US$
Division IV........240 000 US$......150 000 US$......120 000 US$.......60 000 US$
Division V.........150 000 US$.......90 000 US$.......75 000 US$.......38 000 US$
Sixth division......90 000 US$.......60 000 US$.......45 000 US$.......23 000 US$
Other divisions 60 000 US$ 45 000 US$ 30 000 US$ 15 000 US$
There is also a 10 000 US$ bonus paid for having the top scorer in a series. The money is paid out after the last match of the season. If two players tie for this award, both current owners of the players will receive the award; however, if two of your own players tie, then you only receive one prize.
The budget and all matters concerning economy can be found at - yes, you guessed it! - the "Economy" caption on "Your Club" menu.
Promotion bonus: The teams also agreed that a special bonus should be given to those who manage to promote their team to a higher level. If your team is automatically promoted from Level 6 or above, you get a higher bonus than teams that reach the higher division after playing a qualifying game. In leagues Level 7 and below, both the first and second team of each series are automatically promoted, and there are no qualifying matches. So, in those divisions, the winner gets the higher bonus, while the runner-up gets a little less. If your team loses a qualifying game and stays in the lower division, no bonus at all is paid out. All promoted teams will also get a 10% supporter bonus (similarly, relegated teams will lose 10% of their supporters).
Level Auto-Promoted Promoted after qualifier
Top Level 525 000 US$ -----
Level 2 380 000 US$ 120 000 US$
Level 3 260 000 US$ 80 000 US$
Level 4 170 000 US$ 50 000 US$
Level 5 100 000 US$ 30 000 US$
Level 6 60 000 US$ 20 000 US$
Level 7 40 000 US$ 10 000 US$
Here is an example of how the bonus system may look:
Club A wins its Division IV and is promoted without qualification to Division III. They will get 240 000 US$ in prize money for winning its Division IV and 170 000 US$ in bonus money for being promoted without qualification. Total: 410 000 US$.