# Financial Director

From Hattrick

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**Accountants**, known as Economists before 12/09/2008, were removed for the game in Global season 43. They were responsible for your bank account and could get you profits from assets and debts. The result of their work showed with the financial update in your country. You had to calculate the interest with two different formulas, depending on whether you have a negative or positive balance.

#### How did they work

Accountants had double function:

**Debit Interest**: If you had negative balance the previous week.

Interest for 1 accountant= [money on account in previous week] * 0,00666 ([money on account in previous week] * 0,0333 * 0,2)

- Example: With -270.000 € on your bank account, you paid 3,33% = 9.000 € in interest expenses and you will generate 2.100 € in interest income. Accountant expenses will be 3.600 €, so it will not be profitable to hire more than one accountant. Here too it will round down to the nearest hundred €.
- If your bank account states -269.000 €, you will only get 1.700 € in interest income, because it will round down to the nearest hundred €. Accountant expenses will then be higher than interest income, and it will not be profitable to hire any accountants!

**Credit Interest**: For a positive balance, the interest rate (as of 22/07/2007) was calculated like this:

- Interest rate = 0.0375% * SQRT([amount of accountants]) (100 * FLOOR(0.000375 * SQRT([amount of accountants]) * [money on account] / 100))
- Unfortunately the math package was not installed properly. Once this works, these formulas should be used:

interest rate = 0.0375% * \sqrt{[amount of accountants]} (interest = 0.0375% * \sqrt{[amount of accountants]} * [money on account])

- That gives the following interest rates for numbers of economists:

**# Accountants****% interest rate**0 0 1 0.0375 2 0.0525 3 0.065 4 0.075 5 0.08375 6 0.09125 7 0.09875 8 0.10625 9 0.1125 10 0.11875

- The maximum interest was 25,000 €