Accountant

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Accountants (known as Economists before 12/09/2008), are responsible for your bank account and can get you profits from assets and debts. The result of their work shows with the financial update in your country. You have to calculate the interest with two different formulas, depending on whether you have a negative or positive balance.

Credit Interest (positive balance)

For a positive balance, the interest rate is calculated like this (as of 22/07/2007):

interest rate = 0.0375% * SQRT([amount of accountants])

hence

interest = 100 * FLOOR(0.000375 * SQRT([amount of accountants]) * [money on account] / 100)

That gives the following interest rates for numbers of economists:

accountants	interest rate in percent
0	0
1	0.0375
2	0.0525
3	0.065
4	0.075
5	0.08375
6	0.09125
7	0.09875
8	0.10625
9	0.1125
10	0.11875

It is important to note that interest is always rounded (down) to the next full 100 value, hence the floor function and division and multiplication by 100 in the formula.

The maximum interest is 25,000 €

Debit Interest (negative balance)

If you had -270.000 € on your bank account the previous week, you paid 3,33% = 9.000 € in interest expenses.

With 1 accountant you can generate 20% = 1.800 € in interest income from this:

interest = [money on account in previous week] * 0,0333 * 0,2

or

interest = [money on account in previous week] * 0,00666

Bear in mind that if your bank account states -269.000 €, you will only get 1.700 € in interest income, because it will round down to the nearest hundred €! Accountant expenses will then be higher than interest income, and it will not be profitable to hire any accountants.

2 accountants can save between; 28,28%–28,34% ≈ 28,3%, of the paid interest in the previous week:

interest = [money on account in previous week] * 0,0333 * 0,283

or

interest = [money on account in previous week] * 0,0094239

With the example over you will generate 2.100 € in interest income. Accountant expenses will be 3.600 €, so it will not be profitable to hire more than one accountant. Here too it will round down to the nearest hundred €euro.

• If you make it out of the negative balance with the next update, remember to fire the accountant(s) after this update, as they have already given you a profit.

• Always remember that firing an accountant will cost you 1.800 €.

Interest Table

The table below shows how many accountants you should hire to optimize profit. Keep in mind the compensation you have to pay them when you fire them.

Hence, you make 100 € profit each week after costs for the accountant, so in 18 weeks you have earned the compensation, in 19 weeks you make the first profit. In other words, accountants are good if you save money longer term. Accountants can be a waste of money if you maintain your balance only for a short time.

Minimum balance	Maximum balance	Accountants needed	Minimum income	Maximum income
0 000 000 M€	4 799 999 M€	0	0 €	0 €
4 800 000 M€	11 125 146 M€	1	0 €	2300 €
11 125 147 M€	14 318 286 M€	2	2300 €	3900 €
14 318 287 M€	16 933 333 M€	3	3900 €	5500 €
16 933 334 M€	19 319 627 M€	4	5500 €	7200 €
19 319 628 M€	21 337 777 M€	5	7200 €	8800 €
21 337 778 M€	23 181 821 M€	6	8800 €	10400 €
23 181 822 M€	25 256 961 M€	7	10400 €	12400 €
25 256 962 M€	27 667 615 M€	6	12400 €	14200 €
27 667 616 M€	30 933 334 M€	5	14200 €	16000 €
30 933 335 M€	35 718 737 M€	4	16000 €	17800 €
35 718 738 M€	43 746 340 M€	3	17800 €	19600 €
43 746 341 M€	61 866 667 M€	2	19600 €	21400 €
61 866 668 M€	66 666 667 M€	1	21400 €	23200 €