Debt

If you are not careful, your economy will go into debt, which can be difficult for your team.

You pay 5% of your balance as interest every week ... This adds up extremely quickly .. So be very careful before you make any debt in hattrick ...

Also if you are -200000 or more in debt you cannot buy players from the transfer list and coaches, which can stunt your progress.

As long as you have a plan to get out of debt, you'll do ok, but make sure you don't end up with a balance of -500 000€ for too longor else you'll be in bankruptcy which is a much more serious problem

Debt is a major issue on hattrick .. Try to stay out of it if at all possible.