From Hattrick

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In Hattrick you can have a maximum debt of 500k. If after an economical update your balance is -500k or worse you will only be given the following 2 weeks to go back above 500k debt.

If after 2 weeks you haven't been able to reduce your debt to less than the permitted limit you will declared bankrupt and you will lose your team.

If you do manage to sort out the financial situation, you can continue to play as normal.

Danger of Bankrupcy notice[edit]

You will get this notice about danger of bankrupcy in the front page when you login, so you can't have bankrupcy without noticing it.

Danger of bankruptcy!!!

Your club is on the verge of being declared bankrupt because you have exceeded the amount you are allowed to go into debt (500 000 €). You have 2 weeks left to remedy this and restore your balance to the limit. Once again: Restore your balance as soon as possible!

If you fail in this, your team will be locked and eventually a new owner will take over your position in Hattrick. Also, keep in mind that your cash balance is only updated weekly, so this warning will remain in place even if you are above the limit until the weekly update has occured.

So, once more: Start selling players and cutting your costs immediately or you will lose your club!

From an official Hattrick announcement:

25.08.2006 Bankruptcy change
The Hattrick Football Association (HFA) has had enough of supporting players in bankrupted teams.

- As of September 11, 2006 we will no longer pay salaries to players in teams that have gone bankrupt, HFA's spokesperson says.
- This will of course mean that those players will leave their bankrupted teams and quit playing football since their teams cannot pay their salaries; but we don't see any reason for continuing to take the economical damage for teams going bankrupt.

National team players will however not quit if their teams go bankrupt. HFA will make sure they get transfer listed.